Which of the following is an example of social capital?

• A. Private club membership
• B. Financial resources
• C. Educational level
• D. Life experiences

Answer: (A)

Social capital is the value that comes from your social networks—trust, reciprocity, and the information or opportunities that flow through relationships with others. A private club membership clearly fits this idea because it provides access to a defined network of people who know each other, share norms, and can vouch for you, introduce you to opportunities, and offer support when needed. In contrast, financial resources represent economic capital—the money and assets you control. Educational level is usually seen as human or cultural capital—the knowledge and skills you accumulate. Life experiences can contribute to social capital if they help you build and maintain valuable relationships, but a formal membership that connects you to a facilitating network is the most straightforward example of social capital.